Acceptance of Terms

By accessing or using KibbitzHOA (“the Site”), you agree to be bound by these Terms and Conditions. If you do not agree,
you should not use the Site.

Purpose of the Site

KibbitzHOA is an online platform that allows users to share opinions, experiences, and commentary regarding homeowners
associations (HOAs).

The Site:

  • Does not verify the accuracy of user-generated content
  • Does not endorse any opinions expressed
  • Is not affiliated with any HOA listed on the platform

All content represents the views of individual users.

User-Generated Content

Users may submit comments, reviews, and ratings (“Content”). By submitting Content, you agree that:

  • You are solely responsible for your Content
  • Your Content is truthful to the best of your knowledge
  • Your Content does not contain false, misleading, or defamatory statements
  • Your Content does not violate any laws or third-party rights

KibbitzHOA reserves the right to remove or moderate Content at its sole discretion.

Prohibited Content

You agree not to post:

  • False or knowingly misleading information
  • Defamatory, abusive, or harassing statements
  • Hate speech or discriminatory content
  • Personal attacks or threats
  • Private or confidential information (e.g., phone numbers, addresses, financial info)
  • Spam or promotional content not authorized by the Site

HOA Representatives (“Claimed Profiles”)

HOA representatives may claim their HOA profile to respond to user comments.
By claiming a profile, you agree that:

  • You are authorized to represent the HOA
  • Your responses will be professional and factual
  • You will not misuse the platform for marketing or harassment

KibbitzHOA reserves the right to revoke claim access at any time.

Ratings and Reviews

Ratings and reviews are subjective opinions of users. KibbitzHOA:

  • Does not guarantee fairness, accuracy, or completeness
  • Does not validate user experiences
  • Displays aggregated ratings for informational purposes only

No Liability

KibbitzHOA is not responsible for:

  • Any decisions made based on content on the Site
  • Any disputes between users and HOAs
  • Any damages arising from use of the Site

Use of the Site is at your own risk

Intellectual Property

All content on the Site (excluding user submissions) is the property of KibbitzHOA.

You may not copy, reproduce, or distribute Site content without permission.

Moderation and Removal

We reserve the right to:

  • Remove or edit any Content
  • Suspend or ban users
  • Restrict access to the Site

without notice.

Changes to Terms

These Terms may be updated at any time. Continued use of the Site constitutes acceptance of any changes

Governing Law

These Terms are governed by the laws of the State of Florida

Contact

For questions regarding these Terms, contact:

[Insert Email Address]